Emergency Fund and Pom Poms
So many of you ask me this question - do I invest all of my money? And to answer briefly: no, I don't. If you're interested in a more elaborate answer, keep reading.
Why I’m not into extreme frugality
Let's talk about extreme frugality today. For many people, frugality is their second nature. To me, it's pretty much being sensible with money, welcomed and kind of expected, considering my journey to Financial Freedom. If you're on the same journey - you know the deal. Lower your expenses and increase your income to accelerate your expedition. I was born a semi-minimalist, stuff in general doesn't impress or tempt me much, I don't like waste, don't care about travelling business class and never felt awkward bringing my lunch to work. But extreme frugality... is not for me. Let me tell you why.