Financial Freedom is promoted by younger and younger generations. And when you’re not in your twenties, say you’re in your forties, fifties or sixties… and you see all those wrinkle-free, enthusiastic faces on social media, maybe not on TikTok but on YouTube, you might feel that it’s loo late for you and that you missed the boat. And that could essentially cause so much apathy that you will give up before you start. And you know what? I disagree with this kind of attitude so today I’d like to talk about what to do when you feel exactly like that - discouraged, too old to give it a go and transform your financial life.

Today I’m going to look at Vanguard Investor - so the investment platform I use for my main Financial Freedom fund - and, a new kid on the block, compared to Vanguard: Invest Engine. It’s not going to be a detailed comparison of the two, not a review, not a walkthrough - nothing like that. We’ll simply look at the main differences between the two platforms.

Some of my YouTube channel viewers told me a while back that it'd be interesting to see how I'm planning to withdraw money from my investments once I hit my big number. And as outlandish as it seems to think about it now, where I'm nowhere near that number... we could agree that with a bit of imagination... anything is possible.

Let’s talk about the 4% Rule. it's a handy rule to know as it makes financial goals easier to set. It gives us something concrete we can measure our progress against and aim for. A bit like completing a marathon in a set number of hours.